THE STEP-BY-STEP CREDIT LEVERAGING GUIDE FOR

BUILDING PERSONAL AND BUSINESS CREDIT TO:

  Purchase Property

  Create Multiple Streams Of Income

  Grow Your Business

(REGARDLESS OF YOUR CURRENT CREDIT SCORE) 

THE STEP-BY-STEP CREDIT LEVERAGING GUIDE FOR

BUILDING PERSONAL AND BUSINESS CREDIT TO:

  Purchase Property

  Create Multiple Streams Of Income

  Grow Your Business

(REGARDLESS OF YOUR CURRENT CREDIT SCORE) 

Want to build passive income streams, achieve your financial freedom and leave a legacy for your children?

But… Something has been keeping you feeling stuck and playing small.

Want to build passive income streams, achieve your financial freedom and leave a legacy for your children?

But… Something has been keeping you feeling stuck and playing small.

Do you feel exhausted from sleepless nights, worrying that you won't be able to pay your bills?

Perhaps you feel called to go “all in” and finally quit your 9-5 job but you don't have enough capital to allow you to do that.

Maybe you’re tired of yo-yo income, you earn money but it's never enough to build you passive income stream

Maybe you have negative scores in your account and this is preventing you from building a legacy.

Do you feel exhausted from sleepless nights, worrying that you won't be able to pay your bills?

Perhaps you feel called to go “all in” and finally quit your 9-5 job but you don't have enough capital to allow you to do that.

Maybe you’re tired of yo-yo income, you earn money but it's never enough to build you passive income stream

Maybe you have negative scores in your account and this is preventing you from building a legacy.

" I have 20 streams of income because I've MASTERED how to 
"LOOK GOOD on Paper!" This has created stability for my family.

If you are landing on this page right now it is because there's a burning desire inside telling you that you’ve had enough sleepless nights worrying about money. Telling you that you are tired of yo-yo income and losing, and telling you that you deserve to leave a legacy to your family, that you deserve to spend more time with them.

If you are here, it’s because you know that credit means freedom.

  • Freedom to grow your business 
  • Freedom to buy what you want
  • Freedom to enjoy life more
  • Freedom to the generations that will come behind you.

" I have 20 streams of income because I've MASTERED how to 
"LOOK GOOD on Paper!" This has created stability for my family.

If you are landing on this page right now it is because there's a burning desire inside telling you that you’ve had enough sleepless nights worrying about money. Telling you that you are tired of yo-yo income and losing, and telling you that you deserve to leave a legacy to your family, that you deserve to spend more time with them.

If you are here, it’s because you know that credit means freedom.

  • Freedom to grow your business 
  • Freedom to buy what you want
  • Freedom to enjoy life more
  • Freedom to the generations that will come behind you.

"BUILDING AN EMPIRE WAS NOT A CHOICE, IT WAS SOMETHING I HAD TO DO TO ENSURE MY SONS NEVER HAD TO GROW UP LIKE ME."

I grew up in foster care & group homes because both my parents struggled with addiction.


Everyone around me told me I would not graduate high school and would be on welfare the rest of my life.

I went on to graduate high school on time.

I purchased my first home at the age of 21, while only making $14/hour, due to credit.

I have two degrees from Villanova University, and I own a consulting firm that helps thousands of people across the nation to repair and leverage their credit.

Now, I've retired myself from corporate America and have 20 streams of income.

I'm a single mother of three (3 sons) from Philadelphia, business owner, investor, coach, YouTuber, Board Certified Credit Consultant & Certified Credit Score Consultant.

Building an empire was not a choice, it was something I had to do to ensure my sons never had to grow up like me.

Confession... I'm not passionate about credit. Seriously, who's passionate about credit?

I'm passionate about giving people options and opportunities that they would not normally have.

I know what it feels like to be at the grocery store, and have to put food back because I couldn't afford to feed my children. 

I know how much that hurts. That’s why I’m extremely passionate about what I do.

"BUILDING AN EMPIRE WAS NOT A CHOICE, IT WAS SOMETHING I HAD TO DO TO ENSURE MY SONS NEVER HAD TO GROW UP LIKE ME."

I grew up in foster care & group homes because both my parents struggled with addiction.


Everyone around me told me I would not graduate high school and would be on welfare the rest of my life.

I went on to graduate high school on time.

I purchased my first home at the age of 21, while only making $14/hour, due to credit.

I have two degrees from Villanova University, and I own a consulting firm that helps thousands of people across the nation to repair and leverage their credit.

Now, I've retired myself from corporate America and have 20 streams of income.

I'm a single mother of three (3 sons) from Philadelphia, business owner, investor, coach, YouTuber, Board Certified Credit Consultant & Certified Credit Score Consultant.

Building an empire was not a choice, it was something I had to do to ensure my sons never had to grow up like me.

Confession... I'm not passionate about credit. Seriously, who's passionate about credit?

I'm passionate about giving people options and opportunities that they would not normally have.

I know what it feels like to be at the grocery store, and have to put food back because I couldn't afford to feed my children. 

I know how much that hurts. That’s why I’m extremely passionate about what I do.

The System Doesn't Teach Us About Credit 

A lot of us are in situations where we don't want to be, because we got our information from bad sources.
The Credit Repair Industry Is Tainted...
There are far too many half-truths, myths, and straight-up lies out there...

Now credit repair is a ‘hot trend’… there are sooooo many ‘fakes’ on social media without the proper knowledge, skills, or experience. The internet is full of information overload! 
It’s creating chaos and confusion.
That’s why I’ve created a simplified, one-stop location, laying out all the steps you’ll ever need to achieve your financial goals.

I've Been Repairing Credit For Thousands Across The Nation... Well Before Social Media Was Even A Thing.
Avoid making poor credit decisions formed on the overwhelming amounts of inaccurate information out there.
This is the way you gain access to business opportunities, lower interest rates, bigger loans… and a lifestyle you’ve dreamed of for decades...

The System Doesn't Teach Us About Credit 

A lot of us are in situations where we don't want to be, because we got our information from bad sources.
The Credit Repair Industry Is Tainted...
There are far too many half-truths, myths, and straight-up lies out there...

Now credit repair is a ‘hot trend’… there are sooooo many ‘fakes’ on social media without the proper knowledge, skills, or experience. The internet is full of information overload! 
It’s creating chaos and confusion.
That’s why I’ve created a simplified, one-stop location, laying out all the steps you’ll ever need to achieve your financial goals.

I've Been Repairing Credit For Thousands Across The Nation... Well Before Social Media Was Even A Thing.
Avoid making poor credit decisions formed on the overwhelming amounts of inaccurate information out there.
This is the way you gain access to business opportunities, lower interest rates, bigger loans… and a lifestyle you’ve dreamed of for decades...

THE DEFINITION OF INSANITY IS DOING 
THE SAME THING OVER AND OVER AND OVER 
AGAIN EXPECTING AND DIFFERENT RESULTS

THE DEFINITION OF INSANITY IS DOING
THE SAME THING OVER AND OVER AND OVER AGAIN AND EXPECTING DIFFERENT RESULTS

Credit is a system to help you build an empire and this is why we are different… 

- R e s u l t s - 

Few credit consultants are endorsed by lenders, other businesses, or real estate professionals. Due to our purpose driven system, and desire to empower the community we serve, we’ve grown to be a trusted brand in this industry. Our credibility and results have earned us endorsements and referrals from lenders, brokers, realtors, and countless organisations nationally.

- s k i l l s - 

I’m Board Certified and Credit Score Certified. This means I’m part of the National Credit Consultants Association which recognizes trained and creditable professionals in the credit repair industry. Many “credit specialists” who are working on consumer’s reports do not have this certification.

-E x p e r i e n c e- 

I’m one of only a handful of people across the nation who provides credit consulting services to consumers who have worked for a bureau previously. I’ve literally updated thousands of credit profiles from consumers across the USA.

- P u r p o s e - 

I have a personal testimony that demonstrates the power of leveraging credit to not only impact your life, but to create a legacy and break generational cycles of poverty. This is not just a business for me, it’s a passion and calling to educate people about financial literacy so they can strategically use credit to build wealth. 

Credit is a system to help you build an empire and this is why we are different… 

- R e s u l t s - 

Few credit consultants are endorsed by lenders, other businesses, or real estate professionals. Due to our purpose driven system, and desire to empower the community we serve, we’ve grown to be a trusted brand in this industry. Our credibility and results have earned us endorsements and referrals from lenders, brokers, realtors, and countless organisations nationally.

- s k i l l s - 

I’m Board Certified and Credit Score Certified. This means I’m part of the National Credit Consultants Association which recognizes trained and creditable professionals in the credit repair industry. Many “credit specialists” who are working on consumer’s reports do not have this certification.

-E x p e r i e n c e- 

I’m one of only a handful of people across the nation who provides credit consulting services to consumers who have worked for a bureau previously. I’ve literally updated thousands of credit profiles from consumers across the USA.

- P u r p o s e - 

I have a personal testimony that demonstrates the power of leveraging credit to not only impact your life, but to create a legacy and break generational cycles of poverty. This is not just a business for me, it’s a passion and calling to educate people about financial literacy so they can strategically use credit to build wealth. 

Here's A Sneak Peak Of WHAT'S INSIDE

Everything you'll ever need is right here, in this handy and tidy blueprint.

Over the course of 90 modules, you'll master the ins and outs of 
personal and business credit.

Personal Credit

You will learn how to read and understand your personal credit reports, your credit scores, and what creditors use to evaluate the “risk” in lending to you

Business Credit

You will learn the fundamentals of building business credit profiles for your EIN number not linked to your personal social security number. This includes how to focus on key areas of your business to make it low risk to lenders.

Here's A Sneak Peak Of WHAT'S INSIDE

Everything you'll ever need is right here, in this handy and tidy blueprint.

Over the course of 90 modules, you'll master the ins and outs of 
personal and business credit.

Personal Credit

You will learn how to read and understand your personal credit reports, your credit scores, and what creditors use to evaluate the “risk” in lending to you

Business Credit

You will learn the fundamentals of building business credit profiles for your EIN number not linked to your personal social security number. This includes how to focus on key areas of your business to make it low risk to lenders.

WHAT IS CREDIT?

CREDIT REPORTS

TYPES OF CREDIT

CREDIT SCORES

CREDIT MONITORING

CREDIT UTILIZATION RATIOS

DEBT-TO-INCOME RATIOS

STUDENT LOANS

NEGATIVE CREDIT

CREDIT DISPUTES

COLLECTIONS

BUSINESS CREDIT

this is a Calling for me, not a job or hustle.

"I have folks do things the right way to qualify for the big money, many in the course have gotten 5 & 6 figures in funding." - Terri

"Making the decision to purchase this course was the best financial investment I could have ever made! Before this course, I had very little knowledge and understanding of credit. This course broke personal and business credit ALL THE WAY DOWN! I have a full understanding of how to evaluate, protect and enhance my personal credit profile, which has given me the confidence to be a better steward of my personal credit. And, I have positioned my company for a solid business credit profile that will allow me to scale my business at a rapid rate!"

- April Smith
"Credit Leveraged Lifestyle is worth every penny, every dollar! Terri drops GEM after GEM! Golden Nugget after Golden Nugget! She is helping me make sure my future family never has to worry or wonder about Credit again! She goes to the very basic level of credit, she makes sure you understand it, and she literally walks with you on the Credit Journey. Plus she is only an email away for those in the course! Truly Priceless. Best investment I have so far."

- Gregory Jacob III
"This course was full of information and Terri presents things in an easy to understand format. She provided action steps and knowledge that I was able to apply to start building my personal and business credit. What I enjoyed most about this course is the level community that I have gained from other students and staff. I highly encourage anyone who wants to learn the right way how to build their credit and leverage credit to obtain generational wealth to take this course and learn from a reliable trusted source."

- Catrena Fowler

this is a Calling for me, not a job or hustle.

"I have folks do things the right way to qualify for the big money, many in the course have gotten 5 & 6 figures in funding." - Terri

"Making the decision to purchase this course was the best financial investment I could have ever made! Before this course, I had very little knowledge and understanding of credit. This course broke personal and business credit ALL THE WAY DOWN! I have a full understanding of how to evaluate, protect and enhance my personal credit profile, which has given me the confidence to be a better steward of my personal credit. And, I have positioned my company for a solid business credit profile that will allow me to scale my business at a rapid rate!"

- April Smith
"Credit Leveraged Lifestyle is worth every penny, every dollar! Terri drops GEM after GEM! Golden Nugget after Golden Nugget! She is helping me make sure my future family never has to worry or wonder about Credit again! She goes to the very basic level of credit, she makes sure you understand it, and she literally walks with you on the Credit Journey. Plus she is only an email away for those in the course! Truly Priceless. Best investment I have so far."

- Gregory Jacob III
"This course was full of information and Terri presents things in an easy to understand format. She provided action steps and knowledge that I was able to apply to start building my personal and business credit. What I enjoyed most about this course is the level community that I have gained from other students and staff. I highly encourage anyone who wants to learn the right way how to build their credit and leverage credit to obtain generational wealth to take this course and learn from a reliable trusted source."

- Catrena Fowler

Take control of your credit and build 

Generational Wealth

Think About What This Could Mean  For You!

DO YOU WANT TO:

Take control of your credit and build 

Generational Wealth

Think About What This Could Mean  For You!

DO YOU WANT TO:

Get tangible results after attending This course...

"There is no one out there in the credit world that worked for one of the national credit bureaus and is teaching financial literacy. The folks in my course have a much different result because of the knowledge, skills and experience I poured into it." 

- Terri
"Terri presents information in such a way that I’ve been able to take action! Thank you Terri for presenting a strategic way to leverage personal AND business credit to build a legacy!"

- Lia Banks Banks Investments LLC
"Terri did an amazing job with this course! Her ability to break down everything in its simplest terms was so helpful. I will definitely use this as a tool for years to come to go back and learn and relearn all I need to know about credit! Thank you, Terri and team! This course was worth every penny and then some!"

- Denise Daniels
"All the information is accurate and helpful. I was able to increase my personal credit score and open new tradelines for my business. I love everything Terri does!"

- Franklin Holmes

SECURE YOUR SPOT TODAY

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Get tangible results after attending This course...

"There is no one out there in the credit world that worked for one of the national credit bureaus and is teaching financial literacy. The folks in my course have a much different result because of the knowledge, skills and experience I poured into it." 

- Terri
"Terri presents information in such a way that I’ve been able to take action! Thank you Terri for presenting a strategic way to leverage personal AND business credit to build a legacy!"

- Lia Banks Banks Investments LLC
"Terri did an amazing job with this course! Her ability to break down everything in its simplest terms was so helpful. I will definitely use this as a tool for years to come to go back and learn and relearn all I need to know about credit! Thank you, Terri and team! This course was worth every penny and then some!"

- Denise Daniels
"All the information is accurate and helpful. I was able to increase my personal credit score and open new tradelines for my business. I love everything Terri does!"

- Franklin Holmes

SECURE YOUR SPOT TODAY

countdown
00Hours00Minutes00Seconds

Some benefits you will notice in your life, business and loved one’s lives after this training:

Everything you'll ever need is right here, in this handy and tidy blueprint.

Over the course of 90 modules, you'll master the ins and outs of 
personal and business credit.

You will be able to be the source of blessings in your community

You will be able to invest in real estate and build your empire 

You will inspire your children and community (they are watching you!)

More opportunities 
will open for you !

You will be able to retire your parents!

Some benefits you will notice in your life, business and loved one’s lives after this training:

Everything you'll ever need is right here, in this handy and tidy blueprint.

Over the course of 90 modules, you'll master the ins and outs of 
personal and business credit.

You will be able to be the source of blessings in your community

You will be able to invest in real estate and build your empire 

You will inspire your children and community (they are watching you!)

More opportunities 
will open for you !

You will be able to retire your parents!

What investment is needed from you?

Firstly- and most importantly- your Commitment. Whether you’d like to 
pay it all at once and get the savings, or spread your investment 
over time- I’ve got you covered!

Lifetime Course Access ($7,497 Value)

 Monthly Zoom Workshops ($2,297 Value)

 Guest Speakers ($1,997+)

 Monthly LIVE Q&A Sessions ($2,297 Value)

 A Community to Help Support You ($697 Value)

 Private Facebook Group ($597 Value)

 "680 Program" for BUSINESS Funding ($397 Value)

 Lender Partnerships ($5,497 Value)

(Many in the course have gotten 5 & 6 figures in funding..)

 50+ Course Videos ($997 Value)

 PDF Guides ($197 Value)

 Audio Voice Over Slides (Over 60 Minutes of Content) ($297 Value)

 Business Vendor Accounts ($397 Value)

 Business Credibility Blueprint ($1,297 Value)

 Glossary of Terms ($297 Value)

 Dispute Letter Templates ($497 Value)

 Sample Credit Reports ($497 Value)

 Investigation Request Forms ($497 Value)

 Key@Work Program ($297 Value)

 Network Referrals ($997 Value)

 Expert Guidance (PRICELESS)

VALUE = WELL OVER $20,000+

ORIGINAL INVESTMENT $1,497

People invest $1,297 for just a one hour strategy session with Terri...
This course holds over 90 videos, PLUS, Zooms with Terri for ongoing support, Q&A, AND Access to her community....

What investment is needed from you?

Firstly- and most importantly- your Commitment. Whether you’d like to 
pay it all at once and get the savings, or spread your investment 
over time- I’ve got you covered!

Lifetime Course Access ($7,497 Value)

 Monthly Zoom Workshops ($2,297 Value)

 Guest Speakers ($1,997+)

 Monthly LIVE Q&A Sessions ($2,297 Value)

 A Community to Help Support You ($697 Value)

 Private Facebook Group ($597 Value)

 "680 Program" for BUSINESS Funding ($397 Value)

 Lender Partnerships ($5,497 Value)

(Many in the course have gotten 5 & 6 figures in funding..)

 50+ Course Videos ($997 Value)

 PDF Guides ($197 Value)

 Audio Voice Over Slides (Over 60 Minutes of Content) ($297 Value)

 Business Vendor Accounts ($397 Value)

 Business Credibility Blueprint ($1,297 Value)

 Glossary of Terms ($297 Value)

 Dispute Letter Templates ($497 Value)

 Sample Credit Reports ($497 Value)

 Investigation Request Forms ($497 Value)

 Key@Work Program ($297 Value)

 Network Referrals ($997 Value)

 Expert Guidance (PRICELESS)

VALUE = WELL OVER $20,000+

ORIGINAL INVESTMENT $1,497

People invest $1,297 for just a one hour strategy session with Terri...
This course holds over 90 videos, PLUS, Zooms with Terri for ongoing support, Q&A, AND Access to her community....